Home About Contact Building a Team
Protecting Families ยท Building Legacies ยท Growing Leaders
Part of Clark Master Agency ยท SFG
Now Onboarding New Agents

Where Agents Grow,
Families Are
Protected,
& Legacies
Are Built.

MVM Agency is a results-driven life insurance agency built on culture, leadership, and an unwavering commitment to protecting families. You won’t be handed a login and left alone — you’ll be trained daily, coached personally, and plugged into a team that takes your success seriously.

5×
Weekly Live
Training Calls
4
Core Product
Lines
30+
Top Insurance
Carriers
SFG
Network
Behind You
Start Onboarding Get Licensed First
Max Vallery-Masson and family at IGNITE
Agency Owner
U.S. Citizen & Entrepreneur
Direct from the Agency Owner

A Message from Max

Max Vallery-Masson
Max Vallery-Masson
Agency Owner · MVM Agency
Proud U.S. Citizen
Husband & Father
Built from the Ground Up
Daily in the Trenches

I’m Max Vallery-Masson — agency owner, husband, father, and someone who built this from the ground up in a country that wasn’t my own.

My wife Olivia and I moved to the United States with a vision: to build a better life for our family and create something that would outlast us. We recently became proud U.S. citizens — a milestone we don’t take lightly. That journey taught me that the right environment, the right system, and the right people make all the difference.

That’s exactly what MVM Agency is built to be for you. You won’t be handed a login and left alone. You’ll be trained daily, coached personally, and plugged into a culture that takes your growth seriously — as a professional and as a person.

We run live morning sessions every weekday, invest in leadership development through Five Voices and GiANT OS, and hold each other to a high standard — because your clients deserve it, and so does your family.

This is more than a career. It’s a chance to build freedom, protect families, and leave a legacy. I’m glad you’re here. Now let’s get to work.

— Max Vallery-Masson
Agency Owner · MVM Agency · Clark Master Agency / SFG
What Sets Us Apart

Why MVM?

There are a lot of agencies out there. Here’s what makes us different — and why serious agents choose to build here.

Daily Live Training
Every weekday morning we run “Start Your Day Right” — a live Q&A and coaching session to sharpen your skills and keep you in the game. No recordings. No excuses.
Leadership Development
From day one, you’ll complete a Five Voices Assessment and learn to lead yourself and others through the GiANT OS framework. Character first, production follows.
Proven Product System
We specialize in Final Expense, Mortgage Protection, IUL, and Annuities. You’ll learn exactly how to present, explain, and close each product with confidence.
A Leader in the Trenches
Max isn’t managing from a distance. He’s actively building, recruiting, and selling alongside the team. When you join MVM, you get a leader who’s in it with you.
Accountability & Recognition
We celebrate wins publicly. We hold each other accountable privately. We push for growth — not just in production, but in character, leadership, and personal development.
Your Official Starting Point

Your MVM Onboarding —
Complete These in Order

Each step below gets you set up, connected, and ready to hit the ground running. Don’t skip ahead — the order matters. If you get stuck, post in #mvm-agency on Slack and someone will help you within 24 hours.

Welcome to the Team

Watch First
Tip: Keep this tab open while you work through the steps below.
Before You Write Your First Policy

Step 0 — Get Your Insurance License

Before you can write your first policy and start earning, you need a state insurance license. We’ve vetted and partnered with GetYourInsuranceLicense.com to give you the most direct path to getting licensed.

Self-Paced · State-Approved

What’s Included

State-approved online study modules
Unlimited practice exams
Certificate of completion
Access anytime, anywhere — mobile friendly
Built for future life insurance agents
Course Price
$149 one-time investment
Ready to Begin?
Enroll through our official partner link. Choose the license type that fits your state and goals.
Life & Health License
Recommended for most agents
Life Only License
Enroll through official link
“This is your first investment in your business. Take it seriously, study consistently, and get it done.” — Max
What You Can Earn

The Income Opportunity

Life insurance is one of the few industries where your income is directly tied to your effort, your skill, and your commitment to your clients. Here’s what the path looks like at MVM — backed by real SFG performance data.

New Agent โ€” First 90 Days
Licensed, contracted, learning the system
$1Kโ€“$3Kper month
Developing Agent โ€” 3โ€“6 Months
Building your pipeline & skill set
$3Kโ€“$6Kper month
Consistent Producer โ€” 6โ€“12 Months
Full-time income, first team members
$6Kโ€“$12Kper month
Agency Builder โ€” Year 1โ€“2
Personal production + team overrides
$10Kโ€“$20Kper month
Agency Owner โ€” Year 2+
Scaled agency, passive override income
$20K+per month
Why This Business
Model Works
Commission-based freedom โ€” you earn what you produce, with no cap on income
80% starting commission at SFG, increasing as you hit production milestones
Advance commissions โ€” 75% paid upfront within days of your client’s first premium
Override income โ€” earn from your team’s production when you build an agency
Work remotely or in person โ€” your schedule, your terms
Warm leads available โ€” SFG’s Quility LeadStream connects you with pre-qualified families who requested coverage
Residual renewals on select whole life and IUL products
* Income figures reflect realistic ranges based on SFG agent performance data and are not guarantees. Individual results vary based on effort, market conditions, and business activity. This is an independent contractor opportunity.
Your Path to Production

Your First 30 · 60 · 90 Days

The most successful SFG agents don’t wing it — they follow a proven system. This roadmap is built from the real milestones that separate agents who build lasting businesses from those who quit after 90 days.

DAY 1
Day One — Get Plugged In
Complete setup before anything else โ€” this is non-negotiable
Complete Today
Actions
Watch the Welcome Video & read this page top to bottom
Complete your Five Voices Assessment
Join Slack & update profile with your photo and role
Add the Agency Calendar to Google
Read the Agent Handbook cover to cover
Why It Matters
Agents who complete Day 1 setup are 3× more likely to still be producing at 90 days
Five Voices tells Max how to coach you specifically โ€” don’t skip it
Slack is where deals get made, wins get celebrated, questions get answered
30Days
Days 1โ€“30 — Get Licensed & Contracted
Your license is your launchpad. Nothing else happens without it.
Goal: Licensed & Contracted
Actions
Enroll in pre-licensing through our official link
Study 1โ€“2 hours daily โ€” treat it like a job
Schedule your state exam the moment the course is complete
Submit SFG contracting packet immediately after passing
Attend every Start Your Day Right morning call
Complete Quility U onboarding training modules
You’re Building
Product knowledge โ€” Final Expense, Mortgage Protection, IUL, Annuities
Daily discipline โ€” morning calls, Slack check-ins, consistent study
Your warm market โ€” start your list of 100 names now
Systems fluency โ€” Opt! CRM, HQ, Quility U, agency calendar
$149
License course
investment
80%
Starting commission
level at SFG
30+
Top carriers to
write through
60Days
Days 31โ€“60 — Write Your First Policies
Theory ends. Production begins. This is where your business is born.
Goal: First Sales Written
Actions
Order first A Leads through Opt! (approved by Max)
Shadow Max or a senior agent on your first appointments
Master the needs analysis process
Submit your first application & track to placed status
Target $250+ Paid Premium Per Lead from day one
Debrief every appointment with Max — wins and losses
Production Targets
Write 2โ€“4 policies in your first active month
Maintain 60%+ net placed percentage
Track every activity in Opt! — dials, appts, apps, placed
Cash your first commission check — then reinvest in leads
Share your first win in #wins on Slack
$250+
Target paid premium
per lead
60%
Minimum net
placed rate
2โ€“4
Policies to write
first active month
90Days
Days 61โ€“90 — Build Momentum & Promote
Top SFG producers hit Key Leader status by month 4. This is how they do it.
Goal: Consistent Producer
Actions
Set up a standing lead order — consistency is your edge
Hit $10,000+ net placed premium in a single month
Start working toward your contract level promotion
Introduce the opportunity to 2โ€“3 people in your network
Attend a live SFG Engage or IGNITE event
Set your 3โ€“5 KPIs for the next quarter with Max
What Success Looks Like
Top SFG agents reach Key Leader by month 4
$20K+ for 2 consecutive months qualifies for Agency Owner track
Commission level increases as you hit production milestones
Building a team creates override income that works when you don’t
$10K+
Monthly net placed
premium target
Month 4
When top agents
hit Key Leader
$20K×2
Agency Owner
track qualifier
LEGACY
Beyond 90 Days — Build Your Agency
The business starts working for you, not just because of you.
Agency Owner Track
The Leadership Ladder
Sales Representative โ€” First policy written
Key Leader โ€” Consistent producer, first recruit on team
Agency Owner โ€” $20K+ for 2 months, leading a team
Agency Director โ€” Multiple owners, override income flowing
Regional VP โ€” Building your legacy; business runs itself
What MVM Gives You
Daily live coaching calls โ€” every single weekday
Personal development through GiANT OS & Five Voices
Direct mentorship from Max — a leader in the trenches with you
30+ top carriers and SFG’s full product portfolio
A team that recognizes your wins and pushes your next level
How We Operate Every Day

The Culture Behind MVM Agency

Max and family at U.S. Citizenship ceremony
“Culture isn’t a poster on the wall — it’s how we operate every single day.”

Every weekday morning our agents show up for a live training call. We recognize wins publicly. We hold each other accountable privately. We push for growth not just in production, but in character, leadership, and personal development.

Max built this agency as a first-generation American with a family to protect and a legacy to build. Whether you’re brand new or already producing, you’ll find a team here that takes your success personally.

This is a place where serious people come to do serious work — and enjoy the journey along the way.

Daily Live Calls
Public Recognition
Team Accountability
Personal Growth
Real Team · Real Moments

The MVM Family in Action

This is what we’re building: a team that shows up, supports each other, and makes an impact.

MVM team at IGNITE conference
MVM team lunch
MVM networking event
MVM agents at conference
MVM team leaders
MVM IGNITE event
MVM agents connecting
The Team Behind the Team

Leadership You Can Count On

You’re not just joining an agency — you’re joining a network of proven leaders invested in your growth.

Christopher Clark
Christopher Clark
Executive Vice President
Christopher leads the Clark Master Agency, one of the top-performing agencies in the SFG network. His leadership and systems have helped hundreds of agents build sustainable six-figure businesses. MVM Agency is proud to operate directly under his mentorship.
Clark Master Agency · SFG
Ron Dilbert
Ron Dilbert
Key Leader
Ron leads his team with the heart needed to understand his teammates’ goals and needs. His approach to leadership is centered on people first, and it shows in the results his team delivers.
Key Leader · MVM Agency
Emily Toedtr
Emily Toedtr
Team Leader
Emily is a mom, a leader, and is building her team here at SFG with purpose. “Become the person who can” is the standard she holds herself to — and invites every agent around her to do the same.
Team Leader · MVM Agency
Common Questions

Frequently Asked Questions

New agents have real questions. Here are honest answers to the ones we hear most.

Do I need prior insurance or sales experience?
Not at all. Many of MVM’s top producers came from completely unrelated backgrounds — military, education, retail, and more. What matters is work ethic, coachability, and a genuine desire to help families. The training system handles the rest. If you can follow a process and show up consistently, you can succeed here.
Is this full-time or can I start part-time?
Both are possible. Symmetry Financial Group is built for flexibility — agents can work remotely on a schedule that fits their lifestyle. That said, the agents who build the fastest and earn the most treat it as a full-time business from day one. Starting part-time is fine; the key is showing up consistently and treating every hour like it counts.
How do I get clients and leads?
MVM agents have access to SFG’s Quility LeadStream system — a lead program that delivers pre-qualified families who have requested information about coverage. A Leads (under 21 days old, exclusive to you for 5 weeks) are available for purchase through the Opt! CRM once you’re contracted. You also build your warm market from day one, which is often where your first sales come from.
How and when do I get paid?
SFG pays on an advance commission model. You receive 75% of your earned commission within a few days of your client’s first premium payment, with the remaining 25% paid approximately 10 months later. Starting commission is 80%, which increases as you hit production milestones. There is no salary — this is a commission-based independent contractor opportunity.
What products will I sell?
MVM agents specialize in four core product lines: Final Expense (whole life for funeral/burial costs), Mortgage Protection (term life tied to a family’s home loan), Indexed Universal Life (IUL) for long-term wealth building, and Annuities for retirement income. You’ll be trained on all four through Quility U and daily coaching calls, and write through 30+ top-rated carriers.
What does the first week look like?
Day 1: Complete all onboarding steps on this page — Five Voices, Slack setup, calendar, handbook. Then enroll in your pre-licensing course and start studying immediately. Attend the morning “Start Your Day Right” call every weekday. Max and the team will guide you through each next step. The first week is about building the foundation — don’t skip any of it.
How long does it take to get licensed?
Most agents complete their pre-licensing course and pass their state exam within 2โ€“4 weeks if they study 1โ€“2 hours daily. After passing, the SFG contracting process typically takes another 1โ€“2 weeks. Your goal is to be licensed, contracted, and writing business within your first 30 days. Every day you delay is a day you’re not earning.
What if I get stuck or have questions?
You’re never alone at MVM. Post in the #new-agents Slack channel and someone will respond within 24 hours. Max runs live Q&A sessions every weekday morning where you can ask anything. The Agent Handbook covers most common questions in detail. And Max is personally accessible — this isn’t an agency where leadership disappears after you join.

The Work Starts
Now.

You made the decision to be here. Don’t let momentum stall on day one. Follow the steps, show up to the calls, and trust the system. Your clients are waiting — and so is the life you’re building.

Begin Onboarding Get Licensed First See Income Potential Agent Handbook